Loan Options
Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.
Fixed Rate Mortgage
Lock in your rate and know exactly what your payment is every month for the life of your loan.
FHA Loan
Buy a home with as little as 3.5% down. A government-backed loan with flexible qualification standards.
VA Loan
You earned this benefit. No down payment, no PMI, and competitive rates for veterans and active-duty service members.
Rehab Loan
Buy a home and fund the renovation in a single loan. No need to choose between what you can afford and what you actually want.
USDA Loan
Zero down payment for eligible buyers in rural Minnesota. Check your property address before you rule it out.
Jumbo Loan
Buying a high-value home in the Twin Cities? The rate you get depends on who’s shopping for you.
First Time Home Buyer
Education first, no pressure. A local broker, author, and educator who helps you understand the process before you sign anything.
Low Down Payment Options
You don’t need 20% down to buy a home. Most buyers don’t put that much down.
Investment Property
Growing your real estate portfolio in Minnesota? Let’s find the right financing for your next property.
Bank Statement Program
Self-employed? Qualify using your deposits instead of your tax returns.
Bridge Home Loan
Secure the transition between selling your current home and buying a new one.
All In One Loan
Your deposits work against your mortgage balance every day. Pay your home off faster without paying more.
DSCR Home Loan
Qualify using rental income, not your tax returns. Built for real estate investors in Minnesota.
Fix & Flip Home Loan
Get the financial support you need for your home renovation projects.
HELOC Home Loan
Unlock the value in your home with flexible home equity lines of credit.
Reverse Mortgage
Convert a portion of your home equity into cash to secure your retirement.
Seller-Paid Buydown
Ask for the right concession and your payment starts lower from day one.
Refinance
Send me your mortgage statement. I’ll tell you if a refinance actually makes sense for your situation.
Cash-Out Refinance
You may have more equity sitting in your home than you realize. Let’s find out if accessing it makes sense.
VA Loan Refinance
Already have a VA loan? The IRRRL and cash-out options could lower your rate or put equity to work.
Get started today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
