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Mortgage Broker in Bloomington MN
Nice to meet you! My name is,

Ken Graczak

Mortgage Broker in Bloomington, MN
NMLS#: 184394

If you’re thinking about buying or refinancing, the next step is simple.

We can take a look at your options and map out what makes sense for you.

No pressure. Just clarity.

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Mortgage Broker in Bloomington MN

I’m Ken Graczak, a mortgage broker in Bloomington MN with CFR Mortgage and over 20 years of experience helping people get into homes they didn’t think were possible.

Growing up, my mom was a single parent raising three kids and didn’t know she could buy a home. That stuck with me.

So that’s how I work with every client.

I slow things down. I explain what actually matters. And because I work with multiple lenders, I can shop your loan to find you a competitive rate without sacrificing the experience or the expertise.

Whether you’re buying your first home or your fifth, my job is to compare your options, help you understand your numbers, and make sure you move forward with a plan you feel good about and a rate that makes sense.

That’s what working with a local mortgage broker should feel like.

Ken Graczak | NMLS# 184394

A smiling couple sits on the floor with a happy golden retriever, shown on a phone screen. Nearby, a 5-star review reads, “Our clients are the foundation of our success. Read our client reviews from around the internet.”.

How can I help you with your mortgage?

A smiling woman in a blazer sits at a desk with paperwork, a model house, a notebook, and a smartphone, in a modern office with shelves of books and binders behind her.

I want to see some loan scenarios

Great! you can fill out loan questionnaire and one of loan officers will connect with you.

Request a quote
A smiling couple stands close together in a bright room, with the woman holding up a key. Cardboard boxes are in the background, suggesting they have just moved into a new home.

I want to get a preapproval

Please go to our secure online application so we can get you started!

Start my online application
A small ceramic house and a large white percentage symbol are placed side by side on a reflective surface, against a plain blue background.

I want to see a mortgage calculator

Great! I have 8 different mortgage calculators built in. If you have any questions let me know.

Show me the calculator

Welcome Video

Buying a home or thinking about refinancing? I'm Ken, a mortgage broker in Bloomington MN. I slow things down, explain what actually matters, and help you find the right path forward. Simple as that.

Video - 60 seconds

Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

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