Is Summer a Good Time to Buy a House in Minnesota? Here’s the honest answer: summer isn’t the wrong time to buy. But it’s also not automatically the right time. It depends on what you’re walking into — and most…
Introduction As we approach the 4th of July, a time synonymous with celebrating freedom and independence, many of us reflect on personal goals, including financial independence and homeownership. For aspiring homebuyers, the summer season often marks a peak time for…
What Does a Mortgage Lender Look for When You Apply — and How Do You Prepare? When a mortgage lender reviews your application they’re looking at five things: your credit, your income, your employment history, your assets, and the property…
When Should You Lock Your Mortgage Rate and What Happens If You Wait? You have an accepted offer. Your loan is in process. And now your loan officer is asking: do you want to lock your rate? Most buyers freeze…
Embracing the Summer Solstice for Your Home Purchase As we approach the summer solstice, the longest day of the year, many people find themselves with extra hours of daylight to tackle various tasks. For those considering buying a home, this…
Do You Really Need Zero Down to Buy a Home With a VA Loan? Yes. The VA loan no down payment benefit is real. Eligible veterans can buy a home with zero down payment, 100% financing, and no private mortgage…
What Is the VA Home Loan Benefit and Why Are So Many Minnesota Veterans Not Using It? The VA home loan benefit Minnesota veterans have earned allows eligible buyers to purchase a home with zero down payment, no private mortgage…
What Happens Between Pre-Approval and Closing? A Minnesota Homebuyer Guide in 2026 Your offer just got accepted. The excitement is real. So is the uncertainty. What happens now? Who does what? How long does it take? Ken meets you right…
June Weddings and New Home Beginnings As we approach the summer season, many couples are busy planning their June weddings, a time often associated with fresh starts and new beginnings. But for many, tying the knot also marks the start…
The True Cost of Homeownership in Minnesota: What Buyers Need to Know Before They Close You know your mortgage payment. You’ve run the calculator a dozen times and that number feels solid. Good. That’s the right starting point. But the…
