Mortgage News

Is Now a Good Time to Buy a Home in Minnesota? What the 2026 Market Actually Looks Like You’ve been watching the market for a while now. Maybe a year. Maybe two. And you keep coming back to the same…

How to Improve Your Credit Score Before Buying a Home in Minnesota Your credit score is decent. Maybe it’s a 675. Maybe it’s 700. You’re not in bad shape. But you’ve heard that a higher score gets you a better…

Which Home Improvements Actually Increase Your Home’s Value and How to Pay for Them You’re standing in your driveway on a May afternoon, looking at the house, mentally adding up everything you want to fix. New garage door. Updated kitchen…

You bought your home with a VA loan. Rates have moved since then and you’ve been hearing the word “refinance” a lot lately. Maybe from a friend, maybe from a mailer, maybe from a lender who called out of nowhere…

Using Home Equity to Pay Off Debt: Does It Actually Make Sense? You’re making your mortgage payment every month without missing a beat. But the credit card statements? Those are a different story. Maybe it’s $20,000. Maybe it’s $40,000. The…

What Is PMI and How Do You Avoid It as a Minnesota Homebuyer? You’re sitting at the closing table going over your loan estimate and someone mentions PMI. You nod. You smile. And inside you’re thinking — what exactly is…

FHA Loan vs. Conventional Loan: Which One Is Right for You as a Minnesota Homebuyer? I get this question almost every week. Someone sits down with me and says “I heard FHA is easier to get.” Or “my friend said…

  How Much House Can I Afford in Minnesota in 2026? You’ve probably asked yourself this more than once. Maybe you’ve been watching listings for a while. Maybe a friend just bought and you’re wondering if you’re next. Maybe you…

How Long Does Mortgage Pre-Approval Last in Minnesota? A lot of buyers get pre-approved and then wonder how long that letter is actually good for. It’s a fair question. And if you’re mid-search and not sure whether yours is still…