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Rent Vs Buy

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Couple reviewing finances at kitchen table while discussing should I wait to buy a house in a warm Minnesota home.

Should I Wait to Buy a House in Minnesota in 2026?

Should I Wait to Buy a House in Minnesota in 2026? You've been watching rates…

Mortgage News · Rent Vs Buy

Should I Wait to Buy a House in Minnesota in 2026?

Should I Wait to Buy a House in Minnesota in 2026? You’ve been watching rates for a year. Maybe longer. Every time you think about making a move, someone tells you to wait. Wait for rates to drop. Wait for…

Ken Graczak

May 23, 2022

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How can we help you?

Purchase or Refinance

I want to purchase
I want to refinance

Where is the home located? City or Zip Code

City or Zip Code *

What type of home is it?

Single Family
Townhouse
Condominium
Multi-Family

Where are you in the home buying process? (copy)

Signed a purchase contract
Found a home
Looking to buy within one month
Looking to buy in 1 to 3 months
Looking to buy in more than 3 months

How do you plan to use your new home?

Primary Residence
Vacation Property
Investment Property

Have you or your spouse served in the US military?

Yes
No

Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.

What is your (or your spouse's) branch of military service?

Army
Marine Corps
Navy
Air Force
Coast Guard
National Guard
Military Spouse
Other VA Eligibility
No Military Experience

Are you actively working with a real estate agent?

Yes
No

Is this your first time purchasing a home?

Yes
No

What is the approximate purchase price of the new property?

Selected Value: $0

(It's OK to estimate)

phone this estate

What is the estimated value of your property?

Selected Value: $0

Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?

Selected Value: $0

(It's OK to estimate)

What is the balance of your first mortgage?

Selected Value: $0

(It's OK to estimate)

What is the interest rate of your first mortgage?

Selected Value: 0

(It's OK to estimate)

Do you have a second mortgage?

Yes
No

How much additional cash do you wish to borrow?

Selected Value: $0

(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?

Employed
Self-Employed/1099 Independent Contractor
Retired

What is your household gross (before taxes) annual income?

Less than $30,000
$30,000 - $50,000
$50,000 - $75,000
$75,000 - $100,000
Greater than $100,000

What is your credit score?

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?

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What is your first name? *

What is your last name? *

What is your email address? *

What is your phone number? *

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Categories

Buying a Home (14)
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Refinance (1)
Rent Vs Buy (1)
USDA Loan (2)
VA Loans (4)

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About Us

CFR Mortgage, LLC is an independent mortgage broker headquartered in Eau Claire, Wisconsin. As a broker, CFR Mortgage is not limited to a single lender, which allows mortgage brokers within the company to compare a wide range of loan programs, interest rate options, and underwriting approaches.

This broker model provides flexibility, choice, and more opportunities to help clients find financing that fits their specific situation and goals.

Company NMLS: 2474471
Ken Graczak NMLS: 184394

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