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Why Your Budget Matters More Than the Interest Rate in Homebuying

Why Your Budget Matters More Than the Interest Rate in Homebuying

Mortgage Broker
Ken Graczak
Published on November 12, 2025

Why Your Budget Matters More Than the Interest Rate in Homebuying

Chasing the "perfect" rate might sound smart, but it can actually hold you back. With rates near 6.18%, the real question isn't "will they drop more?" it's "does the payment fit your life?" If your debts are steady, your savings are ready, and your budget works, then waiting could cost you opportunities while prices and competition rise.

Let's shift the focus from rates to readiness. Beak down your budget, find your best-fit loan, and make a move that feels right now not someday. DM me and let's get your numbers working for you.

The Blueprint to Homeownership: https://a.co/d/fcFYX6i

#HomeBuyingTips #RealEstateMarket #MortgageRates #Minnesota #BloomingtonMN

Mortgage Broker
Ken Graczak Mortgage Broker
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