Nice to meet you! My name is,

Ken Graczak

Mortgage Broker I Bloomington, MN
NMLS#: 184394

Your mortgage journey begins here. If you’re buying or refinancing a home, the next step is simple. Getting started takes just a few minutes, with no commitment required.

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Welcome to my site.

Welcome. I’m Ken Graczak, a Bloomington, Minnesota mortgage broker with CFR Mortgage, LLC, bringing more than 20 years of experience, and I believe everyone deserves the right information and a clear plan to buy a home.

Growing up, my family didn’t know the steps to homeownership, and that experience drives everything I do today. I focus on educating homebuyers, simplifying the mortgage process, and helping you understand options that truly fit your situation, whether you’re buying your first home, refinancing, or planning your next move.

No confusing jargon. Just real guidance from someone who knows this community, cares about your goals, and works hard to help you make smart financial choices.

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How can I help you?

A smiling woman in a blazer sits at a desk with paperwork, a model house, a notebook, and a smartphone, in a modern office with shelves of books and binders behind her.

I want to see some loan scenarios

Great! you can fill out loan questionnaire and one of loan officers will connect with you.

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I want to get a preapproval

Please go to our secure online application so we can get you started!

Start my online application

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I want to see a mortgage calculator

Great! I have 8 different mortgage calculators built in. If you have any questions let me know.

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Welcome Video

Hi, I’m your trusted loan officer. Whether you're buying your first home or refinancing, I’m here to simplify the process a find a great solution for you.

Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

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