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Why Rates Aren’t Dropping Yet?

Why Rates Aren’t Dropping Yet?

Mortgage Broker
Ken Graczak
Published on August 6, 2025

Why Rates Aren’t Dropping Yet?

A lot of people have been asking why mortgage rates are still in the mid-to-high sixes, and the short answer is inflation. The Fed recently saw another spike and isn't ready to cut rates yet, so things are staying higher than most buyers expected. But that doesn't mean you have to sit on the sidelines waiting for a magical drop.

With strategies like a 2-1 buy down, you can lower your monthly payment by up to $500 in the first year, and it's a fully legit option I've helped clients use this year. Don't let headlines keep you from moving forward. Send me a DM today, and let's run your numbers to see your best move in this market.

The Blueprint to Homeownership: https://a.co/d/fcFYX6i

#MortgageRates #MortgageHelp #RealEstateAdvice #Minnesota #BloomingtonMN

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