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Why Interest Rate Isn’t the Only Number That Matters

Why Interest Rate Isn’t the Only Number That Matters

Mortgage Broker
Ken Graczak
Published on September 8, 2025

Why Interest Rate Isn’t the Only Number That Matters

I get asked all the time: "What's your interest rate?"

While that's important, the real question is what's the cost to get that rate?

On your Loan Estimate (Section A or the 800 section), that's where the true cost shows up. Many buyers chase a slightly lower rate, only to get surprised at closing with thousands more in fees.

It's not just about the rate, it's about the full picture. Always compare the cost of the rate you're being offered. If you want a clear breakdown without surprises, reach out and I'll walk you through it.

The Blueprint to Homeownership: https://a.co/d/fcFYX6i

#HomeBuyingTips #MortgageTip #InterestRates #Minnesota #BloomingtonMN

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