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This Strategy is Helping Buyers Afford Homes Today

This Strategy is Helping Buyers Afford Homes Today

Mortgage Broker
Ken Graczak
Published on December 5, 2025

This Strategy is Helping Buyers Afford Homes Today

Understanding a seller-paid 2-1 buydown can make a big difference if monthly payments feel out of reach. This strategy temporarily lowers your interest rate for the first two years, giving you breathing room while you grow income, pay off debts, or settle into your new home. It's a practical way to bridge today's rates with tomorrow's stability, and it helps buyers get into a home sooner without waiting for the market to change. Many people overlook this option, but it can be one of the most effective affordability tools in today's market.

If you’re exploring flexible financing and want to see how a 2-1 buydown fits your budget, message me and I'll walk you through the numbers. A quick 5 - 10 minute chat can help you understand how this strategy can support your goals and make a purchase possible sooner.

The Blueprint to Homeownership: https://a.co/d/fcFYX6i

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Mortgage Broker
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