Thinking about buying a home? Mortgage rates just averaged 6.55% last week and are trending closer to 6%. That’s massive for your buying power. The National Association of Realtors reports that if rates dip under 6%, over 5.5 million more households could enter the market meaning more competition and faster-moving homes. If you’ve been waiting, […]
Zillow can estimate a home’s value, but it won’t tell you how to actually afford it. The truth is, knowing your monthly payment, getting sellers to cover a rate buy-down, and finding out if you qualify for down payment assistance are what truly get you in the door. If you’re browsing listings but don’t know […]
Mortgage rates might be headed into the fives again, a level we haven’t seen in a while. According to Mortgage News Daily, rates have been sitting in the mid-sixes, but buyers who stayed ready are locking in before the market heats up. With inventory still tight, this could be your moment to save hundreds per […]
Twin Cities rent prices just jumped again, but here’s the surprising truth, it might actually be cheaper to own a home right now. If you’re paying $2,000+ in rent, that’s over $24,000 a year with nothing building toward your future. Homes in Burnsville, Lakeville, Savage, and Bloomington could have similar monthly payments, and you don’t […]
Want a better mortgage rate? It starts with your credit score. In 2025, having a 760+ score gets you prime pricing, but even moving from 650 to 680 can open up much better options. Too many buyers skip this step, but it makes a huge difference. Start by checking your credit report for errors, pay […]
