I hear this question all the time: “Should I wait to buy a home?” The truth is, if you’re renting, you’re already paying a mortgage, it’s just not yours. Starting now puts you on the path to building wealth. Homes in Minnesota continue to appreciate, and waiting often means paying more later. Even if you’re […]
Stocks might double your money in 8 years, but real estate can multiply it even faster. With just $20,000, you could leverage appreciation and financing to turn that into $200,000. That’s what I’m seeing right now with entry-level homes in Bloomington, Eagan, and parts of Saint Paul. The power of real estate is simple, you’re […]
Mortgage News Daily reports rates are sitting around 6.5%, which makes cash-out refinancing a smart move right now. If you’ve built equity, you can use it for debt payoffs, home renovations, or even investments while keeping your payments manageable. For example, cashing out $50,000 might only change your payment slightly, but it gives you real […]
Mortgage rates are dropping, last week they averaged around 6.5%. If rates dip under 6%, millions of buyers could jump into the market, which means more competition. My advice? Be ready now. Get your financing lined up, know your neighborhoods, and be prepared to write the best offer on day one. DM me and I’ll […]
Here’s a tip that could save you thousands: always get a second opinion on your mortgage. As a broker, I’m not limited to one bank or one set of rates. I shop around with multiple lenders to find the best fit for you, whether that’s a lower rate, better terms, or programs your bank never […]
