Zillow can estimate a home’s value, but it won’t tell you how to actually afford it. The truth is, knowing your monthly payment, getting sellers to cover a rate buy-down, and finding out if you qualify for down payment assistance are what truly get you in the door. If you’re browsing listings but don’t know […]
Mortgage rates might be headed into the fives again, a level we haven’t seen in a while. According to Mortgage News Daily, rates have been sitting in the mid-sixes, but buyers who stayed ready are locking in before the market heats up. With inventory still tight, this could be your moment to save hundreds per […]
Twin Cities rent prices just jumped again, but here’s the surprising truth, it might actually be cheaper to own a home right now. If you’re paying $2,000+ in rent, that’s over $24,000 a year with nothing building toward your future. Homes in Burnsville, Lakeville, Savage, and Bloomington could have similar monthly payments, and you don’t […]
Want a better mortgage rate? It starts with your credit score. In 2025, having a 760+ score gets you prime pricing, but even moving from 650 to 680 can open up much better options. Too many buyers skip this step, but it makes a huge difference. Start by checking your credit report for errors, pay […]
A lot of people have been asking why mortgage rates are still in the mid-to-high sixes, and the short answer is inflation. The Fed recently saw another spike and isn’t ready to cut rates yet, so things are staying higher than most buyers expected. But that doesn’t mean you have to sit on the sidelines […]
