Want a better mortgage rate? It starts with your credit score. In 2025, having a 760+ score gets you prime pricing, but even moving from 650 to 680 can open up much better options. Too many buyers skip this step, but it makes a huge difference. Start by checking your credit report for errors, pay […]
A lot of people have been asking why mortgage rates are still in the mid-to-high sixes, and the short answer is inflation. The Fed recently saw another spike and isn’t ready to cut rates yet, so things are staying higher than most buyers expected. But that doesn’t mean you have to sit on the sidelines […]
The 203(k) renovation loan might be your perfect solution! With this loan, you can purchase a home and finance the renovations all in one mortgage. Imagine buying a $100,000 home and adding $50,000 in renovations, all while only putting your down payment on the total of $150,000! Plus, you can borrow up to 110% of […]
Our exclusive 2-1 buy down program is here to help you ease into your new home! If you’re looking to purchase a home under $350,000 and earn less than $97,000 a year, this is your chance! ✨ For the first year, enjoy mortgage payments that are 2% below the current fixed rate, and 1% below […]
Before you buy your next home, watch this! Home values are rising significantly due to inflation and appreciation. Waiting to save more could mean paying much more for that same home later. Don’t just focus on avoiding PMI; consider the bigger picture! 🏠✨ It’s crucial to weigh all factors when making your decision. That’s why […]
