Rates sitting between 6 – 7% have many buyers paralyzed but history shows fear costs more than action. Experts don’t expect a drop to the low fives anytime soon, meaning those waiting for “the perfect rate” may face more competition and higher prices when it finally happens. This is the time to focus on what […]
When other lenders say “it can’t be done,” that’s when I show up. 🦸‍♂️ I’m Ken Graczak, an experienced mortgage broker, and lately I’m saving the day more than ever. Whether it’s a tough refinance, a tight closing, or a buyer who’s been told “no,” I find creative ways to make it happen. When you […]
Inventory is rising, active listings jumped 29% from last year. That means more homes, more leverage, and more breathing room for buyers. With fewer people competing this late in the year, you can take your time and find the right fit instead of rushing into a deal. Let’s turn this market shift into your opportunity. […]
Many buyers hold off for that perfect “under 6%” rate, thinking it’ll make a huge difference. But that small drop often changes your payment by less than what you spend on coffee each week. Meanwhile, home prices and competition are climbing. The smartest move isn’t waiting for the lowest rate it’s acting when the right […]
While everyone’s distracted by holidays and pumpkin spice, smart buyers are making their moves. Fall brings less competition, motivated sellers, and often better prices all while inventory quietly ticks up. Waiting until spring might only mean joining the crowd again. Let’s check what you can afford today and see if fall could be your best […]
