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Credit Score Secrets for Better Mortgage Rates

Credit Score Secrets for Better Mortgage Rates

Mortgage Broker
Ken Graczak
Published on August 8, 2025

Credit Score Secrets for Better Mortgage Rates

Want a better mortgage rate? It starts with your credit score. In 2025, having a 760+ score gets you prime pricing, but even moving from 650 to 680 can open up much better options. Too many buyers skip this step, but it makes a huge difference.

Start by checking your credit report for errors, pay down revolving debt, and avoid opening new accounts right before applying. Give yourself at least 60 to 90 days to prepare. I've helped buyers boost their scores enough to qualify and even save thousands over the life of the loan. DM me today! if you want a simple step-by-step plan.

The Blueprint to Homeownership: https://a.co/d/fcFYX6i

#MortgageAdvice #CreditScore #HomeBuying #Minnesota #BloomingtonMN

Mortgage Broker
Ken Graczak Mortgage Broker
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