Rates might be easing, but the real advantage goes to the people who prepare early. Buyers and homeowners who get their credit ready, lock in their down payment plan, and secure a pre-approval now often beat the rush that happens once rates actually fall. Because when that shift hits, competition jumps, prices climb, and the […]
More homes on the market means more strength in your corner. With rates moving near six percent again competition is easing and active buyers gain more room to choose to negotiate and move without pressure. As the year winds down, sellers become more motivated, and the quieter season opens a window for smarter decisions. This […]
Chasing the “perfect” rate might sound smart, but it can actually hold you back. With rates near 6.18%, the real question isn’t “will they drop more?” it’s “does the payment fit your life?” If your debts are steady, your savings are ready, and your budget works, then waiting could cost you opportunities while prices and […]
While most people are focused on turkey and touchdowns, smart buyers are quietly setting themselves up for success. Fewer listings and distracted buyers mean less competition and more negotiating power. Once the holidays pass and rates ease, demand will surge again. Use this quiet stretch to prepare your financing, define your must-haves, and start scouting […]
Rates sitting between 6 – 7% have many buyers paralyzed but history shows fear costs more than action. Experts don’t expect a drop to the low fives anytime soon, meaning those waiting for “the perfect rate” may face more competition and higher prices when it finally happens. This is the time to focus on what […]
