Until Now
Get a free copy of The Blueprint to Homeownership
A simple, step-by-step guide to buying a home with clarity and confidence. Written by Certified Mortgage Advisor Ken Graczak, this guide helps you cut through the noise, understand your options, and create a plan that actually fits your life..
What You'll Learn:
- How much home you can realistically afford
- How to avoid common first-time buyer mistakes
- When it makes sense to buy and when it makes sense to wait
- The truth about credit, down payments, and interest rates
- My go-to tools for comparing loan options and planning ahead with confidence
Bonus: Full access to my on-demand homebuyer course
Ken Graczak is a Certified Mortgage Advisor, experienced broker, and author who’s helped over 1,000 families buy homes in Minnesota, Wisconsin, and Florida.
With a practical, down-to-earth approach, Ken focuses on education first, helping buyers understand their options and make confident decisions without pressure or confusion.
“I grew up watching my mom struggle for years without ever knowing she could buy a home. That experience became my mission: helping everyday families understand how homeownership really works and how to build long-term stability through it.”
Each lesson focuses on one clear question buyers usually ask early on:
📋 How pre-approval really works
💳 What credit score you actually need
💡 Whether paying off debt before buying makes sense
⏳ How long pre-approval lasts
🧠 Plus honest guidance on timing, planning, and next steps
No fluff. No pressure. Just clear, practical guidance you can move through at your own pace.