Until Now
Get a free copy of The Blueprint to Homeownership –
a simple guide to buying a home with clarity and confidence. Written by Certified Mortgage Advisor Ken Graczak, this guide helps you cut through the noise, get the facts, and create a plan.

What You'll Learn:
- How much home you can actually afford
- How to avoid common first-time buyer mistakes
- When to buy – and when to wait
- The truth about credit, down payments, and interest rates
- My top tools to compare loans & plan smart
- Bonus: Full access to my on-demand homebuyer course

Ken is a Certified Mortgage Advisor, experienced broker, and author who’s helped over 1,000 families buy homes in Minnesota, Wisconsin, and Florida. With expert insight and a down-to-earth approach, he makes the path to homeownership feel clear and doable, not overwhelming.
“I grew up watching my mom struggle for years without ever knowing she could buy. That became my mission: to help everyday families understand how to build wealth through homeownership.”
📋 How to get pre-approved
💳 What credit score you really need
💡 Should you pay off debt before buying?
⏳ How long does pre-approval last?
💬 Plus: Real talk about timing and planning
